Credit repair is the process of fixing a bad credit report, for whatever reason it deteriorated in the first place. It may be as simple as fixing mistakes with the credit agencies. Identity theft may require extensive credit repair work.The second form of credit repair is to deal with fundamental financial issues, such as budgeting, and begin to address legitimate concerns on the part of lenders.
In the last 10 years credit repair has become a necessary process for keeping your financial life healthy, just like out-patient surgery, or drive-up oil changes. The complex network of information exchange necessary to maintain the credit records of millions of Americans could be compared to the complex interstate and highway networks that make up major cities. Although they work quite well most of the time, accidents do occur.
It's important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, there is need of Best Credit Repair Program quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast. The best advice for rebuilding credit is to manage it responsibly over time. If you haven't done that, then you need to repair your credit history before you see credit score improvement.
The process of working with credit bureaus and creditors to improve a person's credit report as a way of increasing their FICO credit score. The steps necessary to improve a person's credit may be done by a single person or some type of credit repair agency. These steps usually include examining all the debt that a person has acquired and then devising a plan to reduce or eliminate the debt. Credit repair is especially important to people that are trying to receive better credit options including competitive interest rates.
At Fowler and Fowler we offer personal and professional service, we are real people working hard for our clients. Of course we use technology, but we do not rely on it to perform the task of credit report repair! We do not scan credit reports and have an automated system produce duplicate dispute letters to mail to the credit reporting bureaus. We have skilled counselors that analyze your credit reports, then determine the best possible plan for maximum results.
Fowler and Fowler
Credit and Debt Solutions, Inc.
204 S. Main Ave #134
Lake Placid, FL 33852
Toll Free: 1-866-524-2328